Fancher Financial Services

For Life Insurance, Estate Planning , Group & Individual Health benefits.

Since 1975, Richard A. Fancher has been involved in the insurance and financial services business, serving his clients with professionalism, honesty, and integrity.

It has been said that throughout life, there are 3 types of people: "The people that make it happen," "The people that watch it happen," and "The people that are wondering what's happening."


Since 1975, Richard began setting standards for himself, and helping clients to set effective goals, do appropriate planning, look to the future with optimism, and then move to a "make it happen position" for themselves and families future!

As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.

Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. We are trained professionals who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.

Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. Thank you for your interest.

                           
    *see "About Our Team"  for details

 

Spending Habits

How much am I spending?

Burial and Final Expenses

What are my needs for burial and final expenses?

Student Loans

Will I be able to pay back my student loans?

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Why You Might Need Disability Income Insurance

This article explains how an individual disability income insurance policy can help provide income if a disability leaves you unable to work.

Three Lessons from Retirees

A survey of workers and retirees yielded three key findings that may prove helpful in planning for retirement. Find out more.

HOT TOPIC: Could a Health Savings Account Help Strengthen Your Retirement Plan?

In addition to setting aside pre-tax income to pay current and future medical expenses, an HSA could play an important role in your long-term retirement strategy.

Qualified Charitable Distributions

Discover how qualified charitable distributions work and why they may now be more valuable than taking a tax deduction.

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